As an accountant, “Forever Money” is my kind of blog post title. That is if it’s written about revenue. Well, this post is all about expenses, but some … [Read more...] about Forever Money
personal finance
The Stock Market Participation Puzzle
The stock market participation puzzle refers to the fact that many people do not participate in the stock market, despite the potential benefits of … [Read more...] about The Stock Market Participation Puzzle
Borrowing From Your Future
The very noticeable impact of inflation combined with increasing interest rates are taking a toll on most every American’s financial situation. … [Read more...] about Borrowing From Your Future
Bonds 101
With all the commentary about the economy and the impact of inflation, I thought it would be a good time to look at some investing basics. My passion … [Read more...] about Bonds 101
Soaring Gas Prices
About 25 years ago, you could buy gas for about a dollar per gallon. Now, for the first time in history, a gallon of regular gas in the United States … [Read more...] about Soaring Gas Prices
Managing Your Paycheck Tax Withholding
Tax filing season is finally in the rearview mirror. Before we get too far down the road this year, I wanted to address the issue of managing your … [Read more...] about Managing Your Paycheck Tax Withholding
Financial Literacy For One Month—And a Lifetime
April is known as Financial Literacy Month. The initiative was first recognized by the National Endowment for Financial Education (NEFE) and, in … [Read more...] about Financial Literacy For One Month—And a Lifetime
Car Buying: The Changing Calculus of Used vs. New
Months ago, my car broke down, and it needed some significant repairs. So, I sold it to my mechanic for about $500. Suddenly carless, I reflected on … [Read more...] about Car Buying: The Changing Calculus of Used vs. New
Three Financial Health Tips For the New Year
Evaluating your personal finances on an annual basis is a great way to assess your financial health. We all have different values and goals that … [Read more...] about Three Financial Health Tips For the New Year
Should You Refinance Federal Student Loans through FinTech Lenders?
Most federal student loan payments have been on pause since March 2020 under the CARES Act. That explains the dramatic decrease in the delinquency … [Read more...] about Should You Refinance Federal Student Loans through FinTech Lenders?