About 25 years ago, you could buy gas for about a dollar per gallon. Now, for the first time in history, a gallon of regular gas in the United States … [Read more...] about Soaring Gas Prices
personal finance
Managing Your Paycheck Tax Withholding
Tax filing season is finally in the rearview mirror. Before we get too far down the road this year, I wanted to address the issue of managing your … [Read more...] about Managing Your Paycheck Tax Withholding
Financial Literacy For One Month—And a Lifetime
April is known as Financial Literacy Month. The initiative was first recognized by the National Endowment for Financial Education (NEFE) and, in … [Read more...] about Financial Literacy For One Month—And a Lifetime
Car Buying: The Changing Calculus of Used vs. New
Months ago, my car broke down, and it needed some significant repairs. So, I sold it to my mechanic for about $500. Suddenly carless, I reflected on … [Read more...] about Car Buying: The Changing Calculus of Used vs. New
Three Financial Health Tips For the New Year
Evaluating your personal finances on an annual basis is a great way to assess your financial health. We all have different values and goals that … [Read more...] about Three Financial Health Tips For the New Year
Should You Refinance Federal Student Loans through FinTech Lenders?
Most federal student loan payments have been on pause since March 2020 under the CARES Act. That explains the dramatic decrease in the delinquency … [Read more...] about Should You Refinance Federal Student Loans through FinTech Lenders?
Protect Your Money Against Inflation
We can feel our day-to-day living expenses have been rising in the past year due to inflation. Groceries keep getting more expensive. Gas prices in … [Read more...] about Protect Your Money Against Inflation
Soaring Home Prices
In our May 2021 blog post, Professor David Clark talked about appreciable and depreciable assets. For many of us, our largest asset is the … [Read more...] about Soaring Home Prices
The Pandemic’s Toll on the Credit Card Industry
The credit card industry has not been immune to the COVID-19 pandemic. Credit card issuers and financial institutions have faced challenges in 2020 and … [Read more...] about The Pandemic’s Toll on the Credit Card Industry
Retirement Savings: What’s Your Number?
"The Number" -- or the amount you need to save during your working years in order to have a comfortable retirement -- is, in my opinion, the Holy Grail … [Read more...] about Retirement Savings: What’s Your Number?