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ProfSpeak | Business Ideas and Resources

Reflections on Contemporary Business Issues in the Digital Age

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March 15, 2023 by David Clark

Borrowing From Your Future

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February 27, 2023 by Eric McKee

Remember, Remember the Halloween Massacre

Welcome

Finance

Financial skills are critical to both corporations and individuals.  Acquiring and effectively allocating limited resources requires analysis and planning as well as critical thinking skills to adapt to an ever-changing world.

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crypto assets have unique tax implications

bitcoin, crypto assets, cryptocurrency, taxes

Crypto Assets & Tax Time

Tax time is upon us! With W-2s and 1099s arriving in the mail on what seems like a daily basis, I wanted to address the unique tax issues associated

February 28, 2022

budgeting, credit report, financial health, personal finance

Three Financial Health Tips For the New Year

Evaluating your personal finances on an annual basis is a great way to assess your financial health. We all have different values and goals that

January 31, 2022

fintech, personal finance, student loan refinancing

Should You Refinance Federal Student Loans through FinTech Lenders?

Most federal student loan payments have been on pause since March 2020 under the CARES Act. That explains the dramatic decrease in the delinquency

January 27, 2022

protect money from inflation

inflation, investing, personal finance

Protect Your Money Against Inflation

We can feel our day-to-day living expenses have been rising in the past year due to inflation. Groceries keep getting more expensive. Gas prices in

January 20, 2022

A calculator can help plan your number for retirement savings

financial planning, Investing for Retirement, retirement planning

Retirement Savings: What’s Your Number Part II

In my September blog post, I covered the concept of “The Number.” It is the amount you need to save during your working years in order to have a

November 29, 2021

Credit card in a reader. The credit card industry has not been immune to the COVID-19 pandemic.

credit cards, financial services, pandemic, personal finance

The Pandemic’s Toll on the Credit Card Industry

The credit card industry has not been immune to the COVID-19 pandemic. Credit card issuers and financial institutions have faced challenges in 2020 and

November 1, 2021

A calculator can help plan your number for retirement savings

financial planning, personal finance, retirement planning, saving for retirement

Retirement Savings: What’s Your Number?

"The Number" -- or the amount you need to save during your working years in order to have a comfortable retirement -- is, in my opinion, the Holy Grail

September 23, 2021

FinTech is continuing to make strides in financial services

financial planning, financial services, fintech, personal finance

FinTech’s Growing Footprint in Financial Services

What is FinTech? FinTech is short for financial technology. The FinTech industry is comprised of businesses that utilize new technology to create

September 9, 2021

ARPA includes expanded child tax credits

Child Tax Credit, dependents, families, tax

The Expanded Child Credit & Dependent Care Tax Credits

Recent tax law changes just enacted under the American Rescue Plan Act (ARPA) may affect you. The ARPA was passed by Congress and signed into law on

August 12, 2021

Demand for electric automobiles is growing

auto industry, consumer, electric vehicles, EVs, gasoline

A New Line of Business: From Gas to Electric

This past spring, I was in the market to buy new lawn equipment. I did what most consumers do, and I researched online and found several stores were

July 29, 2021

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  • Remember, Remember the Halloween Massacre

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