Your credit report and credit score are the gateways to financing goods and services. Particularly in the U.S., when you don’t have enough cash to
Welcome
Finance
Financial skills are critical to both corporations and individuals. Acquiring and effectively allocating limited resources requires analysis and planning as well as critical thinking skills to adapt to an ever-changing world.
Soaring Gas Prices
About 25 years ago, you could buy gas for about a dollar per gallon. Now, for the first time in history, a gallon of regular gas in the United States
Managing Your Paycheck Tax Withholding
Tax filing season is finally in the rearview mirror. Before we get too far down the road this year, I wanted to address the issue of managing your
Financial Literacy For One Month—And a Lifetime
April is known as Financial Literacy Month. The initiative was first recognized by the National Endowment for Financial Education (NEFE) and, in
Car Buying: The Changing Calculus of Used vs. New
Months ago, my car broke down, and it needed some significant repairs. So, I sold it to my mechanic for about $500. Suddenly carless, I reflected on
Crypto Assets & Tax Time
Tax time is upon us! With W-2s and 1099s arriving in the mail on what seems like a daily basis, I wanted to address the unique tax issues associated
Three Financial Health Tips For the New Year
Evaluating your personal finances on an annual basis is a great way to assess your financial health. We all have different values and goals that
Should You Refinance Federal Student Loans through FinTech Lenders?
Most federal student loan payments have been on pause since March 2020 under the CARES Act. That explains the dramatic decrease in the delinquency
Protect Your Money Against Inflation
We can feel our day-to-day living expenses have been rising in the past year due to inflation. Groceries keep getting more expensive. Gas prices in
Retirement Savings: What’s Your Number Part II
In my September blog post, I covered the concept of “The Number.” It is the amount you need to save during your working years in order to have a
